Mors Mutual Insurance

Mors Mutual Insurance is an insurance company that appears in Grand Theft Auto V and Grand Theft Auto Online. Mors Mutual Insurance cannot be used in Grand Theft Auto V, but gains a much larger role in Grand Theft Auto Online.

Mors Mutual's headquarters are located in Rockford Hills, Los Santos. The player can invest in stocks of the company in the LCN by accessing the in-game website lcn-exchange.com.

GTA Online
If the Online Player loses their personal vehicle either by getting it destroyed or taken by the cops, they can call the insurance company and pay a certain amount of money to retrieve a duplicate of the vehicle. The price of the claim varies based on how expensive the vehicle is. If the vehicle is destroyed by another player, the money that the claim costs will be removed from that player's funds, unless they do not have sufficient funds. The player can insure their vehicle at Los Santos Customs. Prices vary depending on the car category. If the player buys a car from the internet, then insurance will automatically be included in the purchase.

Trivia

 * Mors Mutual's company slogan may be a reference to how personal vehicles can be destroyed in various unexpected ways, such as being blown up by a Rhino.
 * As of patch 1.10, if the vehicles from the Collector's Edition (especially for players who do not happen to have it) are destroyed, they will be unable to recover the vehicles from the Collector's Edition post-patch.
 * 'Mors' is Latin for Italic textdeathItalic text, which ties closely with the fact that the Mors Mutual logo is an hourglass with the double-helix associated with DNA inside it - therefore the name 'Mors Mutual' can mean Mutual Death - ironic for an insurance company.